Mehr Kribbeln in der Kreditkarte
Ausgaben jetzt noch einfacher erfassen per VISA Firmenkreditkarte und automatisch in Circula erstellen lassen dank der Integration zu Pliant.

100% digital
Von der Kartenerstellung bis zur Spesenabrechnung.
Bis zu 1% Cashback
Mit jeder Transaktion erhalten Sie Geld zurück.
80% weniger Zeitaufwand
Sparen Sie Zeit dank automatisiertem Ausgabenmanagement.

DE Issue physical and virtual cards instantly
Manage all credit cards instantly online and issue cards within seconds. Create cards for individual employees as well as departments and keep oversight at all times.
DE One card for all your spendings
Whether you're paying for dinner or booking social media ads or getting a taxi, Circula ensures that you don’t have to pay these expenses out of your pocket. Pay at more than 80 million merchants globally.

DE Set budgets and limits
Stay in full control of your spendings. Set budgets per card and keep track of all cards issued via the Web interface of our partner Pliant.

DE No more manual credit card statements
Be done with your accounting in seconds. Circula creates expenses automatically in your app. Just add the receipt and your books are done. Our integrations to DATEV, SAP, MS Dynamics cut your manual work by up to 80%.
Die intelligente Firmenkreditkarte
Digitales Onboarding
Wie auch Ihre Firmenkreditkarte, funktioniert Ihre Verifizierung einfach und digital.
Sofortige Ausstellung
Mit unserem Partner Pliant erstellen Sie Firmenkreditkarten in Sekundenschnelle – physisch und virtuell.
Attraktive Cashbacks
Mit unserer Cashback-Funktion erhalten Sie bis zu 1% Ihres Transaktionswertes wieder gutgeschrieben.
Beste Wechselkurse
Bei ausländischen Transaktionen erhalten Sie den VISA Wechselkurs, ohne Aufschläge oder zusätzliche Gebühren.
Optionale Versicherung
Mit unserem attraktiven Reiseversicherungspaket sind Sie auf jeder Geschäftsreise geschützt - optional buchen.
Circula und Pliant starten Kooperation für intelligente Firmenkreditkarte
Circula und der Firmenkreditkartenspezialist Pliant geben ihre Partnerschaften bekannt. Gemeinsam entwickeln die beiden Unternehmen eine intelligente Kreditkarte, die bestehende oder neue Kunden von Circula in ihren Unternehmen einsetzen können und die ein ideales Bindeglied zwischen den bisherigen Circula Produkten der Auslagenerstattung und Mitarbeiter Benefits darstellt.

FAQ
When you use Circula cards for purchases in a foreign currency, Circula applies the VISA exchange rate, without surcharges or additional fees.
The exchange rates you get when using Circula cards for foreign currency transactions can be found here on our partner Pliant's website.
Circula assigns security and data protection the highest priority. Access to the Pliant partner platform is secured by strong passwords and two-factor-authentication. All personal data is stored in accordance with the European General Data Protection Regulation (GDPR). Critical card data are stored and processed in line with the very high data security standards of the payment card industry (PCI DSS). Additionally, Circula's cards are enabled for 3DS to ensure additional protection for online purchases.
3D Secure is a free service facilitated by VISA that lets you transact securely on “Verified by Visa“ / “Visa Secure” online merchants using your Circula credit cards. It adds a security layer by an additional verification step. During this verification you must provide a one-time password that is only available to you.
All Circula x Pliant credit cards are automatically equipped with 3D Secure. During your online purchase you will receive the one-time password via SMS, mobile app, or e-mail for the verification. This password you can input into the verification page that will show the Visa logo and confirm the payment by clicking confirm / send. If the password is correct, the transaction will be successful and otherwise declined. Pliant credit cards also work at merchants that do not participate in Visa 3D secure program.
This service is offered due to the EU’s Second Payment Services Directive (PSD2) which will mandate Strong Customer Authentication (SCA) before initiation of the payment. Therefore, Visa recently enhanced its security for online purchases including both e-commerce and m-commerce transactions to satisfy this new standard.
In case you are not receiving your one-time password, please check that your phone and / or e-mail address are up to date within your user area or call our hotline.
Learn more about Visa 3D Secure.
Circula offers Visa cards, which are accepted by over 80 million merchant locations in over 200 countries. Learn more about VISA here.
Erledigen Sie Ihre Arbeit effizienter
Erleben Sie die mühelose Art, Ausgaben zu verwalten. Bei Fragen erreichen Sie uns telefonisch unter +49 (0) 30 3080 9132.
Diese Visa-Karte wird von Transact Payments Malta Limited gemäß der Lizenz von VISA Europe Limited ausgestellt. Transact Payments Malta Limited ist ordnungsgemäß von der Malta Financial Services Authority als Finanzinstitut gemäß dem Financial Institution Act 1994 zugelassen und reguliert. Registrierungsnummer C 91879.